Business-purpose real estate financing
Fix and Flip Loans for Investment Properties
Acquire a residential investment property, complete a defined renovation, and repay through a sale or refinance. The financing request should connect the purchase price, improvement budget, and projected exit value in one clear business plan.
Where this program may fit
- Acquisition of a residential property that needs renovation
- Value-add improvements before resale
- Renovation followed by a proposed rental refinance
Program highlights
- Loan Amount
- Up to $5M
- Term
- 12–24 months
- LTC
- Up to 95%
- AR/LTV
- Up to 75%
- Experience
- All levels considered
Program availability and leverage vary by scenario. Published parameters are subject to underwriting and final approval.
Prepare your financing request
Start with the information below. The team may request additional documents based on the property, sponsor, and capital source.
- Purchase contract and property address
- Scope of work and itemized renovation budget
- Comparable sales supporting the projected after-repair value
- Borrower experience, entity documents, liquidity, and exit plan
What should I include in a fix and flip financing request?
Include the acquisition details, renovation scope and budget, projected timeline, comparable sales, and intended sale or refinance. These help the team evaluate the transaction and identify missing information.
Related financing insight
How to Prepare a Real Estate Deal for Private-Lender ReviewDiscuss your fix & flip opportunity
Submit your property, financing request, and business plan for a preliminary review.
This is not a commitment to lend. All financing is subject to underwriting, due diligence, documentation, capital availability, and final approval.